Terms of Use

Last updated: 26 September 2025

Welcome to SeniorProtectPlan. By accessing or using our website seniorprotectplan.com and related services, you agree to comply with these Terms of Use. Please read them carefully.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years old and legally capable of entering into binding agreements. If you do not agree with these terms, you must not use our website or services.

2. Services Provided

SeniorProtectPlan provides advisory and support services related to insurance for pensioners in Switzerland. We do not sell insurance directly but assist clients in evaluating, comparing, and managing insurance policies with licensed providers.

3. Website Use

  • You agree to use the website lawfully and not to engage in fraudulent or harmful activities.

  • You may not copy, distribute, or exploit the website’s content without prior written consent.

  • We reserve the right to restrict or terminate access if misuse is detected.

4. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of SeniorProtectPlan unless otherwise stated. Unauthorized use is prohibited.

5. Limitation of Liability

While we strive for accuracy, we cannot guarantee that all information is error-free. SeniorProtectPlan is not liable for any damages resulting from the use of this website or reliance on its content.

6. External Links

Our website may mention third-party services. We are not responsible for the content, accuracy, or practices of external websites or providers.

7. Changes to Terms

We may revise these Terms of Use at any time. Updated versions will be published on this page with the date of revision. Continued use of the site indicates acceptance of the updated terms.


Service Withdrawal Conditions

Clients have the right to withdraw from our advisory services under the following conditions:

  1. Before Service Delivery – If you notify us of withdrawal before your first consultation or service session, you will not be charged.

  2. After Initial Consultation – If you decide to withdraw after the first consultation, a service fee equivalent to that consultation will be charged.

  3. Ongoing Packages – For subscription-based services (Essential, Comprehensive, Premier), you may cancel at any time with written notice. Cancellation will take effect at the end of the current billing cycle.

  4. Third-Party Insurance Contracts – Withdrawal from insurance contracts arranged with external providers is subject to the terms and conditions of those providers. SeniorProtectPlan cannot override their cancellation policies.


Refund Policy

We aim to provide transparent and fair refund practices.

  1. Full Refunds – You are entitled to a full refund if:

    • You cancel before any service has been delivered.

    • We are unable to provide the service as agreed.

  2. Partial Refunds – If services have already started, refunds will be calculated based on the unused portion of the package. Consultation sessions already held are non-refundable.

  3. No Refunds

    • For services fully delivered.

    • For cancellations requested after the completion of a subscription billing cycle.

    • For fees paid directly to third-party insurance providers.

  4. Refund Process

    • Requests must be submitted in writing to info@seniorprotectplan.com.

    • Refunds are issued using the original payment method within 14 business days after approval.


Contact Information

SeniorProtectPlan
Forchstrasse 426, 8702 Zollikon, Switzerland
Phone: +41 44 440 28 80
Email: info@seniorprotectplan.com UID: CHE-217.520.036